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Erection All Risks Insurance (EAR)

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The erection and installation phase provides a large amount of exposure and risk that can often lead to potential loss or damage. This responsibility falls on the contractor or employer. Erection All Risks Insurance (EAR) provides coverage for such situations. EAR policies are designed to cover the risk of loss arising from the erection and installation of machinery, plant and steel structures, including physical damage to the equipment and machinery, and liability for third party bodily injury or property damage resulting from them.


Erection All Risks Insurance includes:

  • Damages and Losses caused at the erection site
  • Damage and Loss during lifting and assembly of machinery/equipment
  • Damage and Loss to storage of materials
  • Damage and Loss to machinery and equipment used for the erection
  • Damages and accidental property or bodily losses that may be caused to third parties, etc.


We cover damages and losses caused by:

  • Fire/Lightning/Explosion
  • Flood
  • Storm
  • Earthquake
  • Faulty assembly
  • Electrical causes
  • Unforeseen collapses, etc.

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