If you interact with other people in your business, then securing public liability makes it possible for you not to have to face additional costs if someone raises a legal claim against you. There is always a risk, even for the safest business – for example, a customer may have an accident on your premises, or you may accidentally damage a customer’s property. With Business Liability Insurance, you will be reimbursed for legal costs in the event that a third party decides to sue you. Even if the court decides against you and you have to pay compensation, your insurance will cover the amount.