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Fire and Allied Perils Insurance

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FIRE AND ALLIED PERILS INSURANCE

No one thinks they will be affected by a fire until it happens. Although you may have taken every step to insure your business or home, it would be irresponsible to deny the possibility of fire accidents. Whether it’s a kitchen accident, electrical surge, faulty equipment, deliberate arson, or natural fires, it’s imperative to have Fire Insurance in order to mitigate the serious consequences such a destructive force can have. Our specialists will help you properly assess the true cost of such an incident for any real estate and its contents, while also providing you with additional insurance for other risks that pose a threat under the circumstances.

WHAT DOES IT INCLUDE?

  • Indemnities for real estate
  • Indemnities for movable property
  • Costs to avoid/minimize damage
  • Cleaning costs

DAMAGES COVERED

This insurance covers sudden, unforeseen or accidental loss, damage or destruction of the insured property as a result of:

  • Fire
  • Lightning
  • Explosion
  • Falling of flying objects from above, etc.

To this insurance can be added coverage from additional risks such as:

  • Earthquake
  • Hail
  • Flood
  • Storm, etc.

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